Flexible Payment Plans

Own your recovery.
Pay on your terms.

Premium wellness equipment shouldn't require paying everything upfront. We offer flexible financing options so you can start recovering now and pay over time.

Why Finance?

A $6,000 sauna at
$167/month changes everything.

Most of our customers are homeowners who know exactly what they want — they just don't want to drop $8,000 in a single transaction. Financing lets you bring home the product that's actually right for you, not the one that fits in your checking account today.

All financing is handled through trusted third-party providers. Your rate depends on your credit profile, but many customers qualify for 0% APR promotional periods.

Example: Clearlight Sanctuary 5 Sauna

Product Price $9,499

36-Month Plan ~$264/mo

24-Month Plan ~$396/mo

12-Month Plan ~$792/mo

0% APR Promo (if qualified) Available

Down Payment Required Varies by lender

Shop Pay Powered by Shopify

Installments at Checkout

Split your purchase into 4 interest-free payments or choose monthly plans up to 12 months — all directly at checkout, no separate application needed.

✓ No hard credit check for 4-payment option
✓ 0% interest on 4 bi-weekly payments
✓ Monthly plans available for larger orders
✓ Instant approval at checkout

Best for: $500–$5,000 purchases

Monthly Plans Up to 36 Months

Affirm lets you choose your monthly payment and term length upfront. Real rates, no hidden fees, and a simple application that takes under 2 minutes.

✓ 3, 6, 12, 18, 24, or 36-month terms
✓ Rates from 0–36% APR based on credit
✓ No prepayment penalties
✓ Soft credit check to check rates

Best for: $2,000–$20,000 purchases

Custom Quote For commercial & large orders

Net Terms & Custom Financing

For commercial buyers, multi-unit orders, or large residential projects, we can work with you directly on payment structure including net-30 terms for qualified buyers.

✓ Net-30 available for qualified commercial buyers
✓ Custom payment schedules on large orders
✓ Invoice-based billing available
✓ Talk to us directly — no automated process

Best for: Commercial & $10,000+ orders

How it works at checkout

Add to Cart & Checkout

Browse normally, add your product, and proceed to checkout. Financing options appear automatically on the payment step.

Choose Your Plan

Select Shop Pay Installments or Affirm, choose your term length, and see your exact monthly payment before you commit to anything.

Get Approved & Order

Approval takes under 2 minutes. Once approved, your order processes immediately and we handle the rest.

Common questions

Does applying for financing affect my credit score?

Checking your rate with Affirm uses a soft credit inquiry, which does not affect your credit score. A hard inquiry only happens if you accept a loan and complete the purchase.

What credit score do I need to qualify?

There's no set minimum, but most customers who qualify for Affirm have a credit score of 600 or above. Shop Pay Installments (4-payment) has a lower bar and is available to most customers.

Can I pay off my plan early?

Yes. Affirm has no prepayment penalties. You can pay off your balance early at any time and will only pay interest accrued up to that point.

What if I want to return a financed product?

Returns follow our standard return policy. If a return is approved, the refund goes back to your financing account and your remaining balance is adjusted accordingly.

I'm buying for a business — can I still finance?

Yes. For commercial orders, contact us directly and we'll discuss net terms or custom payment structures depending on the size and nature of your order.

Start your recovery
today, not someday.

Browse our full catalog and financing options appear automatically at checkout. Have questions? We're happy to walk you through it.

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